The delegated authority lifecycle, finally connected
ARIES governs the lifecycle. Hercules verifies the data. Your team focuses on the judgment. Our solution gives carriers and syndicates a single platform to manage delegated authority (DA) from onboarding to renewal. At its core is our verification engine, which continuously and automatically reads every bordereaux against your Binding Authority Agreement (BAA) rules, so nothing hits the book unchecked.
ECLIPTIC + HERCULES
SOLUTION BRIEF
DA teams are choosing between growth and control. They shouldn't have to.
Carriers and syndicates managing DA face the same structural trap. The contracts live in one place, the bordereaux live in another, and the rules connecting them live in people's heads. Analysts reconcile incoming bordereaux against binder rules from institutional memory, not from the contracts themselves. Breaches surface weeks late. Query loops with MGAs drag on. And every new coverholder relationship makes the problem worse.
Governance gaps
Binder lifecycle managed across disconnected systems: email, spreadsheets, shared drives. No single view of contract status, SLA performance, or coverholder compliance.
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Late discovery
Authority breaches, wrong territories, excess line sizes found weeks after the risk is already on the book, not before capacity is committed.
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Reinsurance exposure
Inaccurate bordereau data means disputed recoveries. A single six-figure disputed claim can cost more than a full year of automation investment.
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Growth ceiling
Every new MGA adds another manual process. Headcount scales with coverholder count. The book is operationally capped.
One connected platform.
Governed end to end.
Ecliptic ARIES is the DA management platform: the single environment where binders are created, managed, tracked, and renewed. Hercules is the verification engine that sits inside that lifecycle, reading every incoming bordereaux against the BAA rules embedded in your contracts and surfacing only the exceptions that need human judgment.
Ecliptic ARIES: DA lifecycle platform
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Manages the entire binder lifecycle from MGA onboarding and registration through contract creation, amendment, and renewal
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Connects stakeholders (brokers, carriers, MGAs, etc.) in a single secure environment with a centralized, audit-ready contract record
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Tracks SLAs, KPIs, and contractual milestones across the coverholder portfolio with automated alerts when deadlines approach
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Enforces governance workflows at each stage of the binder lifecycle: approval gates, version control, and a full digital evidence trail
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Produces a complete audit trail on demand, for reinsurers, auditors, or regulators, without manual assembly
Hercules: Bordereaux verification engine
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Reads every incoming bordereaux (PDF, DOCX, XLSX, scanned) and returns a structured validation report in minutes
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Extracts the rules embedded in every BAA (territories, line sizes, class of business, etc.) and validates each bordereau against them
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Flags breaches, inconsistencies, and data quality issues at the point of ingestion, before bad data propagates downstream
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Learns your rule library over time, reducing false positives and adapting to the specific requirements of each coverholder relationship
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Surfaces only the exceptions that need human review, with full evidence trails showing exactly what was checked and why it was flagged
How they connect
ARIES holds the contracts and governs the lifecycle. Hercules reads the rules inside those contracts and validates every bordereaux against them as it arrives. The result is a closed loop: governed authority on one side, verified data on the other, with no manual handoffs and no gaps.
What changes when governance and verification are connected
Nothing falls through
Every bordereau validated against your binder rules at the point of ingestion. Breaches, territory violations, and data quality issues flagged before they reach the book, not discovered weeks later in a manual reconciliation cycle.
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Control at scale
Grow your coverholder portfolio without growing compliance risk or analyst headcount. Hercules scales verification automatically as ARIES scales governance. The Friday-night spreadsheet problem disappears.
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Speed to resolution
When Hercules flags an exception, the evidence trail is already built: the specific rule, the specific bordereau field, the specific breach. Query resolution with MGAs moves from weeks to days.
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Audit-ready, always
A continuous, evidenced oversight record across the full lifecycle. Walk into any regulatory review or reinsurer dispute with the documentation already assembled, not scrambling to build it.
The cost of the status quo is rising
Regulatory pressure
Lloyd's DA oversight reviews and FCA expectations now demand continuous, demonstrable governance, not annual audits or sample-based checks. Carriers that cannot evidence systematic oversight across their coverholder portfolio face increasing scrutiny and potential restrictions.
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Capital discipline
With capital more expensive, every misallocated risk and every delayed recovery hits the loss ratio directly. Precision in what gets bound and what gets reported is no longer optional. It is a direct driver of underwriting profitability.
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Market competition
MGAs are competing for the best capacity, and carriers are competing for the best MGAs. The winners on both sides will be the ones who can demonstrate speed, transparency, and systematic data quality across the relationship.